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AICalculators

Business Valuation Calculator

Estimate what your small business is worth using three industry-standard valuation methods: SDE multiples, EBITDA multiples, and revenue multiples.

Industry

Business Financials

$500,000
$
$
$

SDE = Net Profit + Owner Compensation = $180,000

$

Custom Multiple Adjusters

Drag to set your expected multiple within the Service Business range.

2.8x
2x low3.5x high
4.0x
3x low5x high
0.85x
0.5x low1.2x high
Estimated Business Value (all methods)
$250,000$750,000
Highest method: EBITDA ($450,000–$750,000)Lowest method: Revenue ($250,000–$600,000)

SDE Multiple Method

Best for owner-operated businesses under $5M in earnings

2x – 3.5x
Low (2x)
$360,000
At 2.8x
$495,000
High (3.5x)
$630,000

SDE = $180,000 (Net Profit $100,000 + Owner Compensation $80,000)

EBITDA Multiple Method

Best for businesses with management in place or over $1M EBITDA

3x – 5x
Low (3x)
$450,000
At 4.0x
$600,000
High (5x)
$750,000

EBITDA = $150,000

Revenue Multiple Method

Cross-check only — less accurate for most small businesses

0.5x – 1.2x
Low (0.5x)
$250,000
At 0.85x
$425,000
High (1.2x)
$600,000

Annual Revenue = $500,000

Method Comparison at Your Custom Multiples

SDE$495,000
EBITDA$600,000
Revenue$425,000

How This Calculator Works

SDE (Seller's Discretionary Earnings) = Net Profit + Owner's Total Compensation. This is the primary metric used to value owner-operated small businesses because it captures the true economic benefit available to a new owner.

SDE Valuation = SDE × industry multiple. Industry multiples range from 1.5–2.5× for low-margin businesses (retail, restaurants) up to 3–6× for sticky, recurring-revenue models (SaaS, subscription services).

EBITDA Valuation = EBITDA × industry multiple. EBITDA does not add back owner compensation, making it appropriate for businesses with a management layer in place. EBITDA multiples are higher than SDE multiples to compensate for the lower base.

Revenue Valuation = Annual Revenue × industry multiple. This is a rough cross-check — it ignores profitability entirely and should never be the sole basis for a purchase price.

The overall range spans from the lowest low estimate across all three methods to the highest high estimate. Most deals close somewhere in the middle of this range based on negotiation, due diligence findings, and deal structure.

Frequently Asked Questions